🇬🇭 Coverage · Ghana

Verifying people in Ghana.

12 checks, one request shape, billed in GHS. Everything below runs against a licensed source and comes back in the same envelope — the answer, a match score where there is a name to match, and the provider that gave it.

Get sandbox keysAPI reference

Confirm who someone is

  • Ghana Card lookup

    Confirm the card exists in the national register and that the name on it is the one you were given.

    You need: Ghana Card number · name optional but needed for match scoring

    You get: First name, last name and gender, with a match score against the name you supplied. For date of birth, address and contact details use the consumer identity report or profile.

    identity.ghana_card

  • Passport lookup

    Confirm a Ghanaian passport is genuine and current.

    You need: Passport number

    You get: Holder name, date of birth, issue and expiry dates, place of issue

    identity.gh_passport

  • Digital address lookup

    Resolve a GhanaPost GPS address to a real place.

    You need: Digital address (e.g. GA-183-8164)

    You get: Area, street, district, region, postcode, coordinates

    identity.gh_digital_address

  • Consumer identity report

    How the credit bureau knows this person: every identifier, who reported it and when. Give it as much as you have — each extra detail is another key the bureau can match on.

    You need: Ghana Card number · name, date of birth, gender, mobile and email all optional but improve the match

    You get: Every name, ID, phone number and email on file, each with the institution that reported it and when

    identity.report

  • Consumer profile

    Everything the bureau holds about the person behind the credit file: who employs them, what they earn, where they have lived and every ID linked to them.

    You need: Ghana Card number · consent · name, date of birth and mobile sharpen the match

    You get: Demographics, employment history with employer and income, address history, and linked SSNIT, TIN, NHIS, passport, voter and licence numbers

    identity.profile

Check credit & affordability

  • Credit score

    The bureau score with its band and an explanation.

    You need: Ghana Card or BVN · consent

    You get: Score (300–850), band, interpretation

    credit.score

  • Credit summary

    A one-page picture of every account: active, closed, arrears, judgements, dishonoured cheques.

    You need: Ghana Card or BVN · consent

    You get: Account counts, outstanding debt, monthly instalments, risk flags

    credit.summary

  • Repayment history

    Month-by-month repayment behaviour per facility.

    You need: Ghana Card or BVN · consent

    You get: Timeline per lender, overdue months, on-time rate

    credit.repayment_history

  • Affordability

    Can they support a facility of this size? The bureau applies a net-disposable-income rule.

    You need: Ghana Card number, requested amount · consent

    You get: QUALIFIED / NOT_QUALIFIED, estimated limit, the checks applied

    credit.affordability

Verify a business

  • Business identity check

    Confirm a Ghanaian business is registered and matches the name you were given.

    You need: Business registration number · company name optional

    You get: Registered name, registration number, TIN, date of registration, address, industry, name match

    business.identity

  • Business credit summary

    A fast credit snapshot: who they owe, how they have repaid, and what the courts have said.

    You need: Business registration number · company name and TIN · consent

    You get: Lenders and facility amounts, overdue ageing, settled vs outstanding, defaults, judgement debts, dishonoured cheques, enquiry count

    business.credit_summary

  • Business credit report

    The full bureau report: company profile, every facility, repayment history and who has searched them.

    You need: Business registration number · company name and TIN · consent

    You get: Company profile and contacts, account totals per currency, facility-by-facility balances, arrears and collateral, repayment timeline, judgement and cheque history, past enquiries

    business.credit_report